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My name is Chen Xiaoying. I grew up in Guangzhou

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26-09-2018 04:18:57 BerichtOnderwerp: My name is Chen Xiaoying. I grew up in Guangzhou
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Beijing-based domestic Internet giant Baidu Inc and China CITIC Bank Corp jointly launched a direct bank Wednesday Vans Leather Old Skool Reissue Hvid Danmark , competing with two other Internet giants in the country to offer financial services to consumers.

Internet giant Baidu Inc and China CITIC Bank Corp jointly launched a direct bank Wednesday Internet giant Baidu Inc and China CITIC Bank Corp jointly launched a direct bank Wednesday Internet giant Baidu Inc and China CITIC Bank Corp jointly launched a direct bank Wednesday Internet giant Baidu Inc and China CITIC Bank Corp jointly launched a direct bank Wednesday

A direct bank is an online bank without any branch network that offers its services via online platforms.


The new online bank, which will operate under the name of Baixin Bank, has 2 billion yuan ($313.19 million) in registered capital, according to a filing by CITIC Bank posted on the website of the Shanghai Stock Exchange Wednesday.


CITIC's share price soared almost 10 percent on Wednesday, closing at 8.13 yuan.


Baidu's arch rivals Alibaba Group Holding and Tencent Holdings have already dipped a toe in the online bank sector.


E-commerce giant Alibaba launched its online bank, MYBank Vans Old Skool Leather Zip Hvid Billige , in June. The bank aims to provide financial solutions to rural consumers and small businesses, according to the company's website.


And Tencent, which runs the country's most popular social networking mobile app WeChat, established a privately owned commercial bank called WeBank in Shenzhen, South China's Guangdong Province, according to Tencent's annual report in March. Tencent and its partners invested 900 million yuan in WeBank Vans Old Skool Hvid DK , in which Tencent owns a 30 percent stake.


Compared to WeBank and Baixin Bank, Alibaba has edges in data processing with respect to Internet financing services, Li Chao, an analyst at Beijing-based research firm iResearch, told the Global Times Wednesday.


He noted that Alibaba's ability to process big data has already been highlighted by its financial products, such as Yu'ebao.


However Købe Vans Old Skool Pro Sort , it's not too late for Baidu to enter the online financial services sector, which has yet to be predominantly controlled by Alibaba and Tencent, Li said.


More details such as the Baixin Bank's corporate structure and operating strategies have not yet been disclosed because the deal has not been approved by the related authorities yet, according to the CITIC filing.


"Baidu's scope extends from 'connecting people with information' to 'connecting people with services'," said Baidu CEO Robin Li Yanhong during the ceremony.


He also noted that the venture with CITIC Bank is considered to be the first substantial cooperation between an Internet company and a traditional bank.


Subject to the China Banking Regulatory Commission's approval, Baixin Bank hopes to offer money management products to individuals as well as lend to consumers and small and medium-sized enterprises (SMEs) Vans Old Skool Lite Sort Hvid Danmark , Hu Qichi, Baidu's PR representative, told the Global Times Wednesday.


She noted that the company has long served as a gateway for people to find financial services.


Baidu records more than 640 million users searching on its platform every month, according to an announcement sent by the company to the Global Times Wednesday.


"The company currently has 800,000 SME customers in search, and about 700 vans slip on hvid ,000 local merchants in its local e-commerce platform known as Nuomi. They are all potential targets for Baixin Bank's services," Hu noted.


Li said the company's online payment platform, Baidu Wallet, had launched a cash-back program with a maximum rebate of 20 percent that aims to support the new bank.


Baidu generated 18.4 billion yuan in total revenues in the third quarter of 2015, up about 36 percent year-on-year, according to its financial report released on October 29. Growth in mobile users contributed to the increase.


However vans slip on sort , net income fell 26.7 percent to 2.8 billion yuan.


Li, the analyst, said that the deal is more likely to be a CITIC Bank-led investment.


"With Internet financing platforms booming in the country, many banks, for example China Minsheng Bank, have set up direct banks to lower their costs vans sk8 hi hvid , instead of operating brick-and-mortar outlets," Li said.


CITIC Bank has already taken into account the direct banking trend, which is likely to scale up in the near future, Li said.


The number of accounts with direct banks is likely to reach 5 million this year, up from 3 million in 2014, with total assets of $7.1 billion vans sk8 hi sort , according to a report published by US-based financial services researcher Celent in January. There will be about 10 million direct bank accounts by 2017, the report noted.



My name is Chen Xiaoying. I grew up in Guangzhou, where my parents ran a garment factory. I was sent to Australia for education since high school. I studied Fashion Design. After college, I came back to Shanghai and established my own brand of women’s wear with my classmates. We mainly sell clothes via the Internet. My dream of being a designer emerged in sweatshops of my parents’ clothing factory, where I spent almost all my childhood. One of my biggest pleasures was to help my Barbie Doll to dress up. While I owned more dolls, I wanted to make clothes for them on my own. My studio was my own apartment in Shanghai. I started with a team of more than 20. After a period of operation vans old skool dame , I have downsized it to only three designers in the studio and three more customer service representatives who work at their own homes. Now I focus on the designing of clothes and the image of our internet store. Western arts and culture have greatly influenced my designing. I even decorated my apartment with European style. My parents had hoped that I could settle down abroad, b

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